Acceptable Use Policy

PLEASE READ THE TERMS OF THIS POLICY CAREFULLY BEFORE USING THE SITE

What’s in these terms?

This acceptable use policy sets out the permitted uses and prohibited uses that apply when you use our website 4gadgets.completech.uk (our site), make contact with other users on our site, link to our site, or interact with our site in any other way,

Who we are and how to contact us

4gadgets.completech.uk is a site operated by MTR Group Limited (“We” “Us”). We are a wholly owned subsidiary of Exertis (UK) Limited. Our company is registered in England and Wales at Technology House, Magnesium Way, Hapton, Burnley BB12 7BF, Company House Number 07839241.

To contact us, please email completechsupport@mtr.co.uk

By using our site you accept these terms

By using our site, you confirm that you accept the terms of this policy and that you agree to comply with them.

If you do not agree to these terms, you must not use our site.

We recommend that you print a copy of these terms for future reference.

There are other terms that may apply to you

Our Terms of website use also apply to your use of our site.

We may make changes to the terms of this policy

We amend these terms from time to time. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time. These terms were most recently updated on 6 August 2020.

Prohibited uses

You may use our site only for lawful purposes. You may not use our site:

You also agree:

Content standards

These content standards apply to any and all material which you contribute to our site (Contribution), and to any interactive services associated with it.

The Content Standards must be complied with in spirit as well as to the letter. The standards apply to each part of any Contribution as well as to its whole.

We will determine, in our discretion, whether a Contribution breaches the Content Standards.

A Contribution must:

A Contribution must not:

Breach of this policy

When we consider that a breach of this acceptable use policy has occurred, we may take such action as we deem appropriate.

Failure to comply with this acceptable use policy constitutes a material breach of the terms of use upon which you are permitted to use our site, and may result in our taking all or any of the following actions:

We exclude our liability for all action we may take in response to breaches of this acceptable use policy. The actions we may take are not limited to those described above, and we may take any other action we reasonably deem appropriate.

Which country’s laws apply to any disputes?

If you are a consumer, please note that the terms of this policy, its subject matter and its formation are governed by English law. You and we both agree that the courts of England and Wales will have exclusive jurisdiction except that if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.

If you are a business, the terms of this policy, its subject matter and its formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.



DISCLAIMERS AND DISCLOSURES

Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

4Gadgets is a trading style of MTR Group Limited, a company registered in England and Wales with its registered office at Technology House, Magnesium Way, Hapton, Burnley, BB12 7BF. Our company registration number is: 07839241, VAT number: GB 123 8610 32. MTR Group Limited is authorised and regulated by the Financial Conduct Authority (‘FCA’) for regulated consumer credit activities. Our FCA firm reference number is: 938654. You can check this on the Financial Services Register at https://register.fca.org.uk. We are a credit broker and not a lender. MTR Group Limited solely makes introductions for credit products provided exclusively by Klarna Bank AB (publ).
Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.
^ Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply. Klarna Bank AB (publ) registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431. If you make your payments by the due date each month, the monthly payment should allow you to pay off the purchase within 24 months with no extra cost (0% APR).
New application with Klarna, including credit assessment, contract, terms and pricing apply. See Klarna Credit Agreement for terms and conditions.

Your Application was Declined

We regret to inform you that your application cannot be approved at this time.

As part of this application, we obtained information from the following Credit Reference Agencies:

Experian Ltd

Phone: 0800 013 8888

Website: www.experian.co.uk

Trans Union Ltd

Phone: 0330 024 7574

Website: www.transunion.co.uk

For more information, you can contact us at klarna.co.uk/customer-service

 

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