One Surface

Choose your perfect bundle

Pick the Surface that's right for you.
From only £25.49 per month
over 24 months at 0%.

Choose your perfect bundle

Pick the Surface that's right for you.
From only £25.49 per month over 24 months at 0%.

Trade In (V2)

Unlimited trade-in offer

With unlimited trade in options, you can receive cashback on your old tech & gadgets.

Unlimited trade-in offer

With unlimited trade in options, you can receive cashback on your old tech & gadgets.

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Surface laptop or tablet
Microsoft 365 Personal
Accessories
No upfront cost

Get a Microsoft Surface Laptop or Tablet with 24 months of Microsoft 365 Personal and Microsoft Surface Accessories from £25.49 a month at 0% interest with no upfront costs.

Plus, an unlimited trade in option if you want to receive cashback for your old tech.

HOW IT WORKS

STEP 1

Choose your bundle

Select your bundle. Each one comes complete with Microsoft 365 Personal and Microsoft Surface accessories.

STEP 2

Checkout with Klarna

With a quick and easy check, you can start enjoying low monthly payments with no upfront cost.

STEP 3

Receive your bundle

You will get your bundle complete with Microsoft 365 Personal and Microsoft Surface Accessories within 3 working days.

TRADE IN TECH FOR CASH

Use our unlimited trade in option if you want to receive cashback on your old tech and gadgets.

TRADE IN TECH FOR CASH
TRADE IN TECH FOR CASH
TRADE IN TECH FOR CASH

Choose Your Bundle

MICROSOFT SURFACE GO 3 ESSENTIAL BUNDLE

Perfect for everyday tasks, homework and play
MICROSOFT SURFACE GO 3 ESSENTIAL BUNDLE + MICROSOFT SURFACE GO 3 ESSENTIAL BUNDLE + MICROSOFT SURFACE GO 3 ESSENTIAL BUNDLE

From £25.49/month.

No upfront cost and 0% APR for 24 months with Klarna^

Microsoft Surface Go 3 bundle includes:

  • Microsoft Surface Go 3 10.5” Touchscreen in Platinum
  • Microsoft Surface Go Type Cover in Black
  • Microsoft Surface Mobile Mouse in Platinum
  • 24 months of Microsoft 365 Personal
Learn More

MICROSOFT SURFACE LAPTOP GO PERFORMANCE BUNDLE

The everyday, everywhere laptop
MICROSOFT SURFACE LAPTOP GO PERFORMANCE BUNDLE + MICROSOFT SURFACE LAPTOP GO PERFORMANCE BUNDLE

From £25.00/month.

No upfront cost and 0% APR for 24 months with Klarna^

Microsoft Surface Laptop Go bundle includes:

  • Microsoft Surface Laptop Go 12.4” Touchscreen in Platinum
  • Microsoft Surface Mobile Mouse in Platinum
  • 24 months of Microsoft 365 Personal
Learn More

MICROSOFT SURFACE PRO 8 PROFESSIONAL BUNDLE

The most powerful Pro
MICROSOFT SURFACE PRO 8 PROFESSIONAL BUNDLE + MICROSOFT SURFACE PRO 8 PROFESSIONAL BUNDLE + MICROSOFT SURFACE PRO 8 PROFESSIONAL BUNDLE

£53.49/month.

No upfront cost and 0% APR for 24 months with Klarna^

Microsoft Surface Pro 8 Professional Bundle includes:

  • Microsoft Surface Pro 8 8/128GB 13” Touchscreen in Platinum
  • Microsoft Surface Pro Type Cover in Black
  • Microsoft Surface Mobile Mouse in Platinum
  • 24 months of Microsoft 365 Personal
Learn More

Frequently Asked Questions

General

What is Completech

Completech is the consumer programme name given to the Surface bundle promotion and is offered by MTR Group Limited (trading as 4Gadgets), featuring financing provided by Klarna. The programme allows you to pay for your Surface, Microsoft 365 and Surface accessories under a 24-month equal payment plan. Plus, as a programme participant, you can opt to trade in your old technology and receive cashback.

How do I activate my 24-month Microsoft 365 Personal subscription?

We send you 2 boxes, each containing an activation code to a  12-month Microsoft 365 Personal subscription that you can redeem at any time. Activating both codes will give you 24 months’ subscription to Microsoft 365 Personal. Alternatively, you can activate one code for 12 months and wait until this subscription expires to enter the second code for another 12 months.

If I already have 365 Personal, how does the 24-month Microsoft 365 Personal subscription offer work in my case?

We send you 2 x Microsoft 12-month 365 Personal subscriptions that you can redeem at any time. If you already have a 365 Personal subscription, then entering one  code will extend your existing subscription by 12 months and activating both codes will extend your subscription by 24 months. You will not lose time on any of your existing 365 Personal subscriptions. Alternatively, you can wait until your existing subscription expires to enter the new codes.

Can additional items be added to my Completech purchase for a lower monthly price?

While we’re always looking for new ways to give our customers the best value and choice, but right now you can’t add other items within the Completech monthly payment. However, additional items can be purchased separately from store.4Gadgets.co.uk

Can I trade in my Surface device after 24 months and receive a trade-in value to put towards a new device?

Not at this time.

Can I make multiple Completech purchases?

Only one Completech purchase can be made per transaction.

Can I use my credit card instead of Klarna financing for my Completech purchase?

No. Completech is only available through 4Gadgets financing partner, Klarna.

What happens at the end of the 24-month period?

The device is yours to keep! You will, however, need to purchase a new Office 365 subscription of your choice to keep enjoying the benefits of the applications you rely on daily.

Payments / Financing

Is financing available for this programme?

Completech is a unique programme, with a  0% Annual Percentage Rate (APR) for 24 months with no down payment. Klarna provides financing for Completech and determines qualifications for, and terms of, credit.

Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permission Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority website.

^ Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply. Klarna Bank AB (publ) registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431. If you make your payments by the due date each month, the monthly payment should allow you to pay off the purchase within 24 months with no extra cost (0% APR).

Are there any fees for my Klarna line of credit through Completech?

There are no application fees, no annual fees, nor early repayment fees for your Klarna financing agreement for Completech. However, missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

Is Klarna financing required for my Completech purchase?

Yes. Klarna lets you enjoy Completech with no upfront cost, a fixed monthly price, and 0% p.a. for 24 months with Klarna. Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

What is Klarna financing?

Klarna financing for Completech lets you spread the cost into equal monthly payments with 0% interest and no upfront cost. Your monthly payments are made by direct debit each month, the monthly payment shown means the finance policy will be paid off in 24 months with no extra cost (0% p.a.). Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

How do I contact Klarna for financing questions?

Log in to the customer portal at app.klarna.com at any time day or night, to review your purchases and settle your monthly statement. If you need further assistance, you can contact Klarna’s Customer Service team at app.klarna.com or https://www.klarna.com/uk/customer-service/.

Will my credit be impacted when I apply for Klarna financing?

When you apply for Financing with Klarna, Klarna will make a full credit search with credit reference agencies who will supply credit information. The agencies will record details of the search, which can be seen on your credit file, whether or not credit is granted. This record will also be visible to third parties and may affect other organisations’ future decisions on whether or not to provide you with credit. For any questions relating to the credit check process, contact Klarna’s customer support team.

How do I make payments with Klarna?

All payments are made by Direct Debit. Your payment will be taken from your account on or around the 5th of each month and won’t start until your new console has been shipped. You will receive an email notification which will highlight the payment has been made. You can use the Klarna App to change your bank details if required.

Where can I view my Klarna account summary and payment history?

Log in to the Klarna customer portal https://app.klarna.com/login or via the Klarna app, which is available on Android and IOS, to review your purchases and manage your account. If you need further assistance, contact Klarna’s Customer Service team at https://www.klarna.com/uk/customer-service/.

Returns / Exchanges

Can I return or cancel my Completech bundle after purchase?

With Completech, you are purchasing the Surface, accessories, and the 24-month Microsoft 365 Personal subscription as a combined product. Items can only be returned if all items in the combined product are returned together.  This does not affect your statutory rights.  Please see our terms and conditions for more details on your return rights.

Repairs / Warranty / Hardware Troubleshooting

What happens if my Surface breaks down through no fault of my own?

Your device comes with the standard 1-year limited hardware warranty. If your Surface device malfunctions after that, then you are responsible for any repair costs, and monthly payments for your device bundle (including 24-month Microsoft 365 Personal subscription) will continue until the remaining balance is paid.

With Completech, you own the Surface, Accessories, and the 24-month Microsoft 365 Personal subscription as a combined product. The Microsoft Limited Warranty covers the Surface and Accessories for one year, irrespective of the length of your financing term. If your Surface and/or controller malfunction after that one-year period, you would be responsible. Please note, monthly payments will continue until the remaining balance on your Klarna financing agreement is paid in full, even if your Surface is not working. For additional support information please see https://support.microsoft.com/devices. This does not affect your statutory rights.  Please see our terms and conditions for more details

 

Delivery Information & Order Updates

Delivery Information & Order Updates

We aim to process and ship all orders within 3 business days (excluding weekends and holidays) after receiving your order.  If you have provided your email address, you will receive emails regarding your order confirmation and your shipping confirmation. This confirmation will contain your tracking number so you can track where your order is and what the estimated delivery date is.

IMPORTANT: We do everything we can to meet the delivery times specified in this section. However, occasionally delivery times may be affected by factors beyond our control and therefore they cannot be guaranteed.

If you haven’t received your order within 7 days of receiving your shipping confirmation email, please contact us at completechsupport@mtr.co.uk with order number, and we will look into it for you.

Damage during shipping

In the unlikely event that your product is lost or damaged in transit, please contact us by email at completechsupport@mtr.co.uk. In the case of damage please contact us as soon as possible.  This does not affect your statutory rights.

Trade-in

How does trade-in work with Completech?

It’s a quick and easy way to trade-in your unwanted tech for cashback. We will  give you an estimated quote at the checkout based on the product information you provide. If you accept the quote, we will send you the free shipping materials you need so you can send in the product(s). Once received, we will first check it matches the information you provided, then send you the cashback.

Is there a limit on the amount of tech I can trade-in with Completech?

There is no minimum or maximum amount of tech that can be traded-in with Completech.

How long is my quote valid for?

Quotes are valid for 14 days from the day you place your Completech order. Provided that we receive your trade-in within this time period your quote is guaranteed. If it is shipped after the 14-day period, we’ll offer you the current price for that model when we receive it.

When do I receive cashback for my trade-in?

Once your device has been successfully traded in, inspected, and approved, we’ll pay you the value of the quote. You will be paid directly by MTR Group Ltd using a same-day bank transfer (aka ‘faster payment’).

If I can’t access or turn my device on, how can I be sure that my data is safe?

We understand there may be sensitive or personal data on your device that you’ve been unable to remove. We run a full, secure data wipe service to remove all data from devices in accordance UK GDPR so you have peace of mind.

How can I see what stage my trade-in is at?

Every order made with us is assigned an order number and you’ll receive regular email updates at each stage of the process. Each pack we send out contains a free returns label with a tracking number that you can use to check the status of your shipment at any time after you post to us.

Do you need me to send my trade-in in the original box with the accessories?

We don’t require you to send the tech you are trading in with its original box or accessories. However, if you wish to send them as well for us to dispose of, we will of course accept them.



DISCLAIMERS AND DISCLOSURES

Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

4Gadgets is a trading style of MTR Group Limited, a company registered in England and Wales with its registered office at Technology House, Magnesium Way, Hapton, Burnley, BB12 7BF. Our company registration number is: 07839241, VAT number: GB 123 8610 32. MTR Group Limited is authorised and regulated by the Financial Conduct Authority (‘FCA’) for regulated consumer credit activities. Our FCA firm reference number is: 938654. You can check this on the Financial Services Register at https://register.fca.org.uk. We are a credit broker and not a lender. MTR Group Limited solely makes introductions for credit products provided exclusively by Klarna Bank AB (publ).
Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.
^ Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply. Klarna Bank AB (publ) registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431. If you make your payments by the due date each month, the monthly payment should allow you to pay off the purchase within 24 months with no extra cost (0% APR).
New application with Klarna, including credit assessment, contract, terms and pricing apply. See Klarna Credit Agreement for terms and conditions.

Your Application was Declined

We regret to inform you that your application cannot be approved at this time.

As part of this application, we obtained information from the following Credit Reference Agencies:

Experian Ltd

Phone: 0800 013 8888

Website: www.experian.co.uk

Trans Union Ltd

Phone: 0330 024 7574

Website: www.transunion.co.uk

For more information, you can contact us at klarna.co.uk/customer-service

 

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