Completech is the consumer programme name given to the Surface bundle promotion and is offered by MTR Group Limited (trading as 4Gadgets), featuring financing provided by Klarna. The programme allows you to pay for your Surface, Microsoft 365 and Surface accessories under a 24-month equal payment plan. Plus, as a programme participant, you can opt to trade in your old technology and receive cashback.

We send you 2 boxes, each containing an activation code to a  12-month Microsoft 365 Personal subscription that you can redeem at any time. Activating both codes will give you 24 months’ subscription to Microsoft 365 Personal. Alternatively, you can activate one code for 12 months and wait until this subscription expires to enter the second code for another 12 months.

We send you 2 x Microsoft 12-month 365 Personal subscriptions that you can redeem at any time. If you already have a 365 Personal subscription, then entering one  code will extend your existing subscription by 12 months and activating both codes will extend your subscription by 24 months. You will not lose time on any of your existing 365 Personal subscriptions. Alternatively, you can wait until your existing subscription expires to enter the new codes.

While we’re always looking for new ways to give our customers the best value and choice, but right now you can’t add other items within the Completech monthly payment. However, additional items can be purchased separately from store.4Gadgets.co.uk

Not at this time.

Only one Completech purchase can be made per transaction.

No. Completech is only available through 4Gadgets financing partner, Klarna.

The device is yours to keep! You will, however, need to purchase a new Office 365 subscription of your choice to keep enjoying the benefits of the applications you rely on daily.

Completech is a unique programme, with a  0% Annual Percentage Rate (APR) for 24 months with no down payment. Klarna provides financing for Completech and determines qualifications for, and terms of, credit.

Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permission Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority website.

^ Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply. Klarna Bank AB (publ) registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431. If you make your payments by the due date each month, the monthly payment should allow you to pay off the purchase within 24 months with no extra cost (0% APR).

There are no application fees, no annual fees, nor early repayment fees for your Klarna financing agreement for Completech. However, missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

Yes. Klarna lets you enjoy Completech with no upfront cost, a fixed monthly price, and 0% p.a. for 24 months with Klarna. Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

Klarna financing for Completech lets you spread the cost into equal monthly payments with 0% interest and no upfront cost. Your monthly payments are made by direct debit each month, the monthly payment shown means the finance policy will be paid off in 24 months with no extra cost (0% p.a.). Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

Log in to the customer portal at app.klarna.com at any time day or night, to review your purchases and settle your monthly statement. If you need further assistance, you can contact Klarna’s Customer Service team at app.klarna.com or https://www.klarna.com/uk/customer-service/.

When you apply for Financing with Klarna, Klarna will make a full credit search with credit reference agencies who will supply credit information. The agencies will record details of the search, which can be seen on your credit file, whether or not credit is granted. This record will also be visible to third parties and may affect other organisations’ future decisions on whether or not to provide you with credit. For any questions relating to the credit check process, contact Klarna’s customer support team.

All payments are made by Direct Debit. Your payment will be taken from your account on or around the 5th of each month and won’t start until your new console has been shipped. You will receive an email notification which will highlight the payment has been made. You can use the Klarna App to change your bank details if required.

Log in to the Klarna customer portal https://app.klarna.com/login or via the Klarna app, which is available on Android and IOS, to review your purchases and manage your account. If you need further assistance, contact Klarna’s Customer Service team at https://www.klarna.com/uk/customer-service/.

With Completech, you are purchasing the Surface, accessories, and the 24-month Microsoft 365 Personal subscription as a combined product. Items can only be returned if all items in the combined product are returned together.  This does not affect your statutory rights.  Please see our terms and conditions for more details on your return rights.

Your device comes with the standard 1-year limited hardware warranty. If your Surface device malfunctions after that, then you are responsible for any repair costs, and monthly payments for your device bundle (including 24-month Microsoft 365 Personal subscription) will continue until the remaining balance is paid.

With Completech, you own the Surface, Accessories, and the 24-month Microsoft 365 Personal subscription as a combined product. The Microsoft Limited Warranty covers the Surface and Accessories for one year, irrespective of the length of your financing term. If your Surface and/or controller malfunction after that one-year period, you would be responsible. Please note, monthly payments will continue until the remaining balance on your Klarna financing agreement is paid in full, even if your Surface is not working. For additional support information please see https://support.microsoft.com/devices. This does not affect your statutory rights.  Please see our terms and conditions for more details

We aim to process and ship all orders within 3 business days (excluding weekends and holidays) after receiving your order.  If you have provided your email address, you will receive emails regarding your order confirmation and your shipping confirmation. This confirmation will contain your tracking number so you can track where your order is and what the estimated delivery date is.

IMPORTANT: We do everything we can to meet the delivery times specified in this section. However, occasionally delivery times may be affected by factors beyond our control and therefore they cannot be guaranteed.

If you haven’t received your order within 7 days of receiving your shipping confirmation email, please contact us at completechsupport@mtr.co.uk with order number, and we will look into it for you.

Damage during shipping

In the unlikely event that your product is lost or damaged in transit, please contact us by email at completechsupport@mtr.co.uk. In the case of damage please contact us as soon as possible.  This does not affect your statutory rights.

It’s a quick and easy way to trade-in your unwanted tech for cashback. We will  give you an estimated quote at the checkout based on the product information you provide. If you accept the quote, we will send you the free shipping materials you need so you can send in the product(s). Once received, we will first check it matches the information you provided, then send you the cashback.

There is no minimum or maximum amount of tech that can be traded-in with Completech.

Quotes are valid for 14 days from the day you place your Completech order. Provided that we receive your trade-in within this time period your quote is guaranteed. If it is shipped after the 14-day period, we’ll offer you the current price for that model when we receive it.

Once your device has been successfully traded in, inspected, and approved, we’ll pay you the value of the quote. You will be paid directly by MTR Group Ltd using a same-day bank transfer (aka ‘faster payment’).

We understand there may be sensitive or personal data on your device that you’ve been unable to remove. We run a full, secure data wipe service to remove all data from devices in accordance UK GDPR so you have peace of mind.

Every order made with us is assigned an order number and you’ll receive regular email updates at each stage of the process. Each pack we send out contains a free returns label with a tracking number that you can use to check the status of your shipment at any time after you post to us.

We don’t require you to send the tech you are trading in with its original box or accessories. However, if you wish to send them as well for us to dispose of, we will of course accept them.